What is Medicaid?
Medicaid is a public benefits program fueled by federal and state funding. Though each state’s Medicaid program has similarities, there are subtle differences across state lines that affect the program and rules for qualification and use. This makes it important to speak with a local elder law attorney who knows Florida Medicaid law if you have questions about benefits for yourself or a loved one in Cape Coral.
What long-term care benefits does Medicaid cover?
As you and your family age, your ability to pay for long-term care becomes more of a priority. The cost of long-term care in a nursing home, assisted or independent living facility, or even in your own home can escalate quickly. This leaves many Cape Coral area families struggling to make ends meet. Long- care can be provided by Florida’s Medicaid program, but the eligibility requirements and application process are difficult to follow without guidance. With a legal consultation from Medicaid attorneys like those at Prather & Swank, P.A., you can explore program options and learn how to get the help you need.
Medicaid Eligibility in Cape Coral, FL
The Medicaid lawyers at Prather & Swank, P.A. provide a range of legal services for seniors and their families with long-term care concerns. Our aim is to help seniors live independently for as long as it is safe and economically feasible to do so. When you need to seek financial help from Medicaid, our skilled staff will guide you throughout the whole application process for Florida Medicaid.
Important Florida Medicaid Facts:
- 2017 Medicaid applicant non-exempt asset limit is $2,000.
- 2017 Medicaid applicant gross monthly income limit is $2,205
- 2017 Community spouse non-exempt asset limit is $120,900.
Understanding the Florida Medicaid System
Seniors in Cape Coral and all of Florida have several Medicaid programs that address long-term assistance. Benefits can be provided to residents living at-home, in independent living, day care, assisted living, or a nursing home. The program that suits you and your loved one varies depending on the kind of individualized care and financial circumstances your family faces. Unfortunately, the most affordable and least restrictive care plans are usually the least funded. Working with an elder law attorney who specializes in Medicaid trust planning will help you determine the program that fits your needs best.
Across Florida and Cape Coral alike, Medicaid applicants must meet strict medical and financial standards to be eligible for Medicaid benefits. The Medicaid attorneys of Prather & Swank, P.A. will show you how to explore your options and prepare for the application process with a personalized consultation.