What is Medicaid?
Medicaid is a public benefits program that is funded with both federal and state dollars. While there may be similarities, each state’s specific programs and rules are different. This is why it is important to speak to an elder law attorney who knows Medicaid law in the Florida state where benefits are needed.
What Long-term Care Benefits Does Medicaid Cover?
As you, your spouse or elderly loved ones age, the logistics of long-term care become more important. The cost of long-term care at a nursing home, assisted living facility, or in home care can mount quickly. This leaves many Naples area families struggling to make ends meet. Florida Medicaid does provide long-term care benefits that may be helpful, but the eligibility rules and application process can be difficult to navigate alone. With legal assistance from Medicaid attorneys like those at Prather & Swank, P.A., you can learn about Medicaid program options and how to get the help your family needs.
The Medicaid attorneys at Prather & Swank, P.A. specialize in a range of legal services for seniors and their families in the Naples, Florida area who have long-term care concerns. Our goal is to help people continue living independently for as long as it is safe and economical to do so. When it is necessary to seek financial help from Medicaid, our experienced staff will work with you throughout the entire application process.
Important Florida Medicaid Facts:
- 2017 Medicaid applicant non-exempt asset limit is $2,000.
- 2017 Medicaid applicant gross income limit is $2,205
- 2017 Community spouse non-exempt asset limit is $120,900.
- Assets below the Medicaid limit one day in the month of application.
Navigating the Florida Medicaid System
Thankfully, seniors in Naples have several Medicaid programs that provide help when it comes to long-term care. Benefits can be provided at home, in an independent living facility, at a day care, assisted living facility, or in a nursing home. Which program is the right fit for you or your loved one depends on the care needed and a person’s financial circumstances. Unfortunately, the most inexpensive and least restrictive options are also often the least funded. This is why it is important to work with an elder law attorney with experience in Medicaid trust planning to help you determine the program that best fits your needs.
Across the country and Florida alike, a Medicaid applicant must meet strict medical and financial requirements to receive Medicaid benefits. With a personalized consultation, the attorneys of Prather & Swank, P.A. can help educate you about your options and prepare you for the application process.